Fairfield County Bank : Mortgage Rates

Mortgage Rates

Here are fixed rate loan programs we offer. For information regarding Adjustable Rate Loan Programs, please contact us at the number below. For loans with less than 20% down payment borrower-paid mortgage insurance may apply.

Please note that interest rates are subject to change without notice and the interest rate you lock and fees you pay may be affected by criteria such as (but not limited to): type of property; market fluctuations; credit qualifications; escrow/impounds; mortgage insurance; float-down fees; rate-lock period; and underwriting criteria such as the loan-to-value ratio. Rate-lock period may also be impacted by certain criteria noted above. Further note that payment examples do not include amounts for taxes and insurance premiums, and if applicable, your actual payment obligation will be greater.

Please note that New York properties are subject to an additional .25 percentage point fee.

To learn more about these programs and many others, call us at (800) 776-6518.

Loan Amount:

Program Name	Rate	Points	APR	Payment
30 Year Fixed (Conforming)	3.625%	0.00%	3.678%	$0.00
15 Year Fixed (Conforming)	3.125%	0.00%	3.212%	$0.00
30 Year Fixed (Conforming)	3.875%	0.00%	3.923%	$0.00
30 Year Fixed (Jumbo)	3.750%	0.00%	3.784%	$0.00
CHFA 30YR FX (Conforming)	3.375%	1.00%	3.506%	$0.00

Rates are subject to change without notice.
Rates last updated on 12/05/2019.

Fairfield County Bank
150 Danbury Road, Ridgefield, CT 06877
Toll Free: (877) 431-7431
Toll Free: (800) 776-6518
loans@fairfieldcountybank.com